Best Refer & Earn Money apps in India 2021

In all the ways of making money online, referring friends is one of the easiest ways. You just need to share these apps with your friends and once your friend installs the app with your referral link, you will get paid by these apps.

Among the ton of apps that support referral program, here are some of the best apps that are really worthy enough to recommend to others.

So, let’s dive in.

Best Refer & Earn Money Apps in India

1. Google Pay (Gpay)

You might have already known and may have already been using this app. Google pay has a referral program where it pays Rs 101 per each referral. It also pays Rs 21 for your referral friend. This is the best referral program you can come across. Anyhow, your referred friend has to have a bank account and should make the first payment, for you and your friend to get the referral amount.

As GPay is popular and your friend is also getting paid, you can easily recommend the app to many people who aren’t using it. You also get rewards for further transactions as an additional bonus.

Amount for referring:- Rs 101

Payment System:- Bank Account

Download Google Pay

Use the referral link or referral code (  d5lo41 ) to get Rs 21 after your first payment.

2. PhonePe

Just like GPay, Phone Pe isn’t much different. It is a money transfer app where you can get a lot of rewards and offers for making transactions. But what’s even better is it’s a referral program where you can get Rs 100 for each referral.

But your referral friend needs to have a bank account and should make the first payment. Once done, you will get your referral bonus instantly to your connected bank account.

Amount for referral:- RS 100

Payment System:- Bank Account

Download Phonepe

Download using the above link to get a scratch card worth up to Rs 1000 as a signup bonus.

3. Cred

Cred is credit cart payment app where it provides you cashbacks, offers, etc for paying the credit card bill through the app. The UI of the app is clean and automatically collects the info of amount you need to pay, payment history, statement, etc. So you can access all the credit card details right from here.

The best part is its referral program where it pays from RS 500 – Rs 1,000 cashback to both you and the one you have referred. Anyhow, you and your friend have to have a credit card. You can even add your parent’s credit card, so you don’t need to be worried if you don’t have a credit card.

Amount for referring:- Rs 500 – Rs 1000

Payment System:- Credit Card

Download Cred

4. Swagbucks

Swagbucks is not an App, it’s a website where you need to participate in online surveys to earn money. It also pays for many things like Searching Web, participating in the polls & Entering Swag Codes.

With the help of the SB Answers App, you can get the entire website like an app and earn from completing surveys from there.

Check out more about Swagbucks Here 

Amount for referring:-  Get their 10% earnings throughout the lifetime.

Payment Option:- PayPal

5. Amazon Pay

This is yet another payment app but deserves to be on this list. Similar to GPay and Phonepay, Amazon Pay also has a referral program where it pays Rs 31 per each referral. It is nowhere close to other payment apps, but as most people don’t use Amazon Pay, you can actually refer this to many people.

If they have already installed Amazon App, all they have to do is just activate Amazon Pay. So they don’t even need to install another app for you to get rewarded. Amazon App also has Quizzes for you to play. Anyhow, it doesn’t pay for every winner and pays only to lucky winners among them.

Amount for referring:- Rs 31

Payment Option:- Amazon Pay Wallet

6. Uber

Uber is one of the famous apps to book cabs. It has an option called “free trips”, where we can get free rides by referring friends. Though you may not get cash directly to hand, this app can be useful to travel and save money on it.

All you need is Phone number to sign up. Then you can click on Free trips option in the left side menu and share the code to friends who don’t have Uber installed. You and your friend both can get a free ride worth of Rs 25.

Amount for Referring:- Rs 25

Payment System:- Uber ( Can be used for next rides )

Download UBER

Use the referral link or referral code (  rzew17 ) to get Rs 25 off on first Uber ride.

7. OLA

OLA is another app to book cabs, bikes, autos, etc. It has a refer and earn option where you and your friend get Rs 50 that combines to Rs 100.

This money will be added to OLA money. You can find the OLA Money option in the menu of the OLA App. You can use that money for any purpose, unlike Uber. You can transfer the money to the bank or someone. You can even recharge, Pay the bills, book tickets, etc.

Amount for referring:-  Rs 50

Payment System:- OLA Money ( Money can be transferred to Bank )

Download OLA

Use the referral link or referral code ( 6YYYVVU ) to get Rs 50 cash in OLA Money

8. Goibibo

Goibibo is an app to book tickets for buses, trains, flights, hotel rooms, cabs, etc. On Goibibo, you can find an option called Go cash where you can view your cash in the Goibibo app.

You can get a lot of rewards over there by doing different tasks like syncing your contacts, when your contact booked tickets, whenever you book something from the app, when you upload your profile pic & even when you write reviews. All these rewarded money will be added to GoCash.

And Referring friends is also another way to get rewards. Share the app and earn Rs 50 instantly and Rs 100 after he/she completes the travel on the first booking. Your referral friend gets Rs 150 instantly.Amount from referring:- Rs 150

Payment System:- Goibibo Wallet ( Can be Used to Book Tickets )

Download Goibibo

Use the Referal code ( BZNH4D3S ) to get Rs 150 GoCash which you can use in next Bus, train, flight, hotel bookings.

9. Make My Trip

Make My Trip is an app to book tickets for travel, rooms, etc. You can plan an entire trip using this app.

You can refer this app to friends and both of them can get Rs 100 each which can be used to book tickets from this app later. You also get an additional Rs 300 if you referral friend books any tickets from Make My Trip app as you are the referral.


Amount for referring:- Rs 100 instantly, Rs 300 after the first booking.


Payment System:- Make My Trip Wallet ( Can be Used Book Tickets )

Download Make My Trip

Use the referral link or referral code ( make14ox5h ) to get Rs 150 off on your first booking.

10. Swiggy

Swiggy is an app to order food online. It is undoubtedly a famous app which also provides refer & earn program.

It pays Rs 100 per referral and you can use that amount in your next orders. But the refer and earn program in Swiggy continuously changes but the offer will be similar to this most of the time.

All this money will be useful in your next orders.

Amount for referring:- Rs 100

Payment System:- Swiggy Wallet ( can be Used to Order Food Later )

Download Swiggy

Use the referral code ( A3GCA6 ) to get Rs 100 off on your first order.

11. Meesho

Meesho is an app to start a retail business using WhatsApp without any investment. It is an amazing app & you can earn in thousands by selling clothes, jewelry, electronic products, beauty products, etc every month.

There is also a referral program in Meesho, where you can refer the app to the one who wants to make money. You will get 20% of his first 5 orders, 5% of sales for the next 6 months and then 1% of sales for the next 18 months. There are people who are earning around Rs 70,000 using meesho. So, you can also give a try to make money by becoming a retailer or you can refer the app to the once who wants to make money and get rewards from their sales.


Amount for referring:- Depends on the sales your referral does.

Payment System:- Bank

Download Meesho

Use the Referral link or Referral code ( RAVITEJ352 ) to get 30% discount on 1st order.

12. Bulb Smash Game

Bulb Smash is a game you need to consider to earn money.

It is a game like angry bird where you hit bulbs with a catapult. The better you the better you earn. There is no need to invest in the app. You can play right away.


This game also has a referral program where you can earn Rs 19 per each referral. And you can also earn Rs 50 if your referral friend purchased Rs 20 booster in the app. You don’t need to buy the booster but if you buy it will increase your score 20X faster and hence faster earning.

Anyhow, Rs 19 for referring a game which helps to earn money is not a bad deal. And you can transfer that amount Paytm.

Amount for Referring:- Rs 19

Payment System:- Paytm

Download Bulb Smash Game

Download from this link and get Rs10 bonus

13. Shopclues

Shopclues is a good e-commerce app to buy clothes, electronics, etc. This app also provides a referral program where it pays 700 CluesBucks which is equal to Rs 700.

You cannot use that money anywhere or transfer it. But you can use that in your next order. In case, you want to buy something online, you can use Shopclues by referring to anyone. And the best part is, the money will be in your wallet instantly.

Amount for referring:- Rs 700 in Shopclues

Payment System:- Shopclues wallet ( You can buy something on Shopclues )

Download Shopclues

Use the Referral link or the Referral Code ( RAVI34794 ) to get Rs 700 in Shopclues.

14. CashBoss

CashBoss is another app where you can earn money from installing apps it suggested.

You can find many apps and the apps will be updated every day to give you more apps every day. And you can earn rs 15 from each referral and the money can be transferred to Paytm, so you can use that money wherever you need.

Amount for Referral:- Rs 19

Payment System:- Paytm

Download CashBoss

Use the Referral Link or Referral code ( A4F142 )

15. OYO Rooms

OYO Rooms is another famous app to book hotel rooms. And it also has a good referring program. You and your friend both get Rs 500 instantly which can be used to book rooms later. You also get a Rs 350 once he checkout of any hotel he booked.

Which makes Rs 850 for each referral. Though you cannot use that money anywhere, Rs 850 is a massively bigger amount and you can get a lot of rooms to book for free later when you are on any trip.

Amount for Referring:- Rs 500 OYO Cash

Payment System:- OYO Rooms Wallet ( can be Used to Book Rooms Later )

Download OYO Rooms

Use the Referral Link or Referral code ( RAVI2B3BLN ) to earn rs 500 OYO cash.

16. Pocket Money

Pocket Money is an app which pays Paytm Cash for doing small tasks in the app. Other than that, you can also earn Rs 5 from referring friends. You can also earn Rs 5 every time your referral makes Rs 40.

Tasks are simple and you can get the amount instantly, so Pocket Money is worth checking.

Amount for Referring:- Rs 5

Payment System:- Paytm

Download Pocket Money

Use Referral Code ( LPUI8j ) to get Rs 5 instantly.

17. Frizza

Frizza is an app which is specially designed to make Paytm Cash.

You can make money by downloading other apps it suggested and by watching videos. Though you earn a lot less by watching videos, the amount you can earn by installing other apps is quite good. Once you reach the amount of Rs 30 you can withdraw the amount to Paytm.


This app also has a referral program where you can earn Rs 5 instantly.

Amount for referral:- Rs 5

Payment System:- Paytm

Download Frizza

Use the referral link or the Referral Code ( PC8Z9E35 ) to get Rs 5 Paytm Cash.

18. Dream 11

Dream 11 is a famous cricket betting app. Don’t worry, it’s totally legal and the brand ambassador for the app is M.S.Dhoni.

The best about the betting in dream 11 is, you can choose your own team, select 11 members, select your captain and Vice-captain among them and if the players you selected scored well, you get better ranks and hence more money.


You also need to invest in the app to start the tournament. You will get a clear tutorial from the app at the start, so you can get a clear picture of how to get started.

Now, this app allows you to bet on other sports like Kabaddi and Football.

Coming to the referral program, you and your friend get Rs 100 each after the first match. You can find matches for below Rs 5, so you both can get Rs 195 for referring. You also get half of his entry fees every time he joins in any contest.


Means if he joins in any contest for Rs 30, you instantly get Rs 15 as you are his referral.

Amount for referral:-Rs 15

Payment System:-  Bank, Paytm

Download Dream 11

Use the Referral Code ( DIREC64PQ ) to get Rs 100  after the first match.

19. Mouth Shut

MouthShut.com is a review website and they also have an app for it now. You can find reviews for companies, products etc on that website. So you can check it out.

You can also make money by writing reviews for it. Once you write the review, you can earn around 20 MS Coins

You can also share the app with friends and make money from it. You get 10 MS coins if you refer, which are nothing but MouthShut Coins. You can transfer the amount to the bank once you reached 500 Coins.

1 MS Coin = Re 1. So once you reached 500 Coins, you can transfer 500 at once. It’s hard to reach 500 coins only by referring, but you can get if you are also interested to write reviews. Don’t forget that you get Rs 20 worth of coins for 1 review.

Amount for referring:- Rs 10

Payment System:- Bank

Download MouthShut

20. Taskbucks

Taskbucks is another famous app to make Paytm cash. You get paid for installing apps it suggested. There are a lot of suggesting apps and the amount for each app is also quite good. You can find apps which even pays more than Rs 100 sometimes.

But most importantly, Taskbucks has a very good referral program where you can earn Rs 18 per each referral. If you have referred 2 people in a single day, you get Rs 20 for the second referral. & similarly Rs 25 for the third referral in a day.

Amount for referring:- Rs 18

Payment System:- Paytm

Download Taskbucks

21. Zupee Gold

Zupee is a live tournament online quiz app. You need to pay to participate in the quiz but can earn even though you are the last in the tournament, so there is nothing to lose, which makes me suggest this app. But if you are in higher ranks, you have a lot to earn, you can start with this app by Re 1. So give it a try, you will not regret. But whenever you pay for the tournament, don’t forget to play the tournament on time.

Zupee gold has a good referral program where it pays Rs 10  for each referral.

Amount for referral:- Rs 10

Payment System:- Paytm

Download Zupee Gold

Use the referral code ( l144xfj ) to get Rs 10 Paytm Cash.

22. Mobile Premier League ( MPL )

MPL is an online live gaming app. You need to participate in the tournament by paying Tokens or cash. You can win extra cash by spin and earn method.

Anyhow, the cash you earned from Spinning cannot be redeemed. You either need to invest that money to play games or bet on Sports.

The money you earned from winning can be redeemed. If you lost the money playing games or in betting, your money cannot come back. Same applies to referral amount.

You get Rs 75 for referring friends. You should invest the money to play live tournament gaming or in betting for sports matches. So that you can withdraw the winning amount.

This entire process is legal and 31% will be deducted from your winning amount of Rs 10,000 or higher as a tax.

Amount for Referring:- Rs 75 as bonus cash

Payment System:- In MPL Bonus Cash, but you can play and redeem them to Paytm

Download MPL Pro

Use the Referral Code ( KE9I5C ) to get Rs 50 and 20 tokens to play.

23. Payzapp

PayZapp is an online payments app from HDFC bank. & does all the stuff which normal payment apps do. It also has a referral program where you can earn Rs 25 after referral friend transfers Rs 250 within 30 days.

Mostly it is not such easy to expect your referral friend uses Payzapp to transfer more than Rs 250 within 30 days. But PayZapp as an offer which gives them cashback of Rs 250 for bill payments and recharges for 30 days. So you can recharge your phone or pay some bill this month and get Rs 250 cashback from it. So there may be chances for many people to use PayZapp of Rs 250 transaction within 30 days. Or else your referral friend loses Rs 250 cashback offer and you lose Rs 25 as a referral bonus.

Amount for Referring:- Rs 25

Payment System:- PayZapp

Download Link:- Payzapp

24. RedBus

RedBus is a famous app to book bus tickets online. And they are providing an excellent refer and earn program where you can earn Rs 100 for sharing the app to a friend.

You will only get the amount once referral friend completes his first trip. Your friend gets Rs 100 off and gets 20% cashback up to Rs 150 by using the coupon code FIRST.

Amount for Referring:- Rs 100

Payment System:- RedBus Wallet ( Which Can be Used to Book Tickets )

Download RedBus

Use the referral link or Referral code ( redb1zx4r ) to get a FIRST coupon code to get 20% off on first Bus Booking.

25. Mobikwik

Mobikwik is an online wallet where you can transfer the money, pay bills, etc. You can refer the app to friends and get Rs 100 super cash when the friend adds Rs 50 in their wallet for the first time.

Super cash is kind of a wallet in Mobikwik which you cant redeem to the bank account. You can buy a scratch card for Rs 10 super cash where you can earn anywhere between Re 1 to Rs 100. If it’s more than Rs 10, it’s okay, but if it is less than Rs 10, it can be considered as a loss.

Because you can use that Super cash everywhere in the Mobikwik app to buy, pay bills, etc. Some categories allow using Super cash for a percent of the payment.

Amount for Referring:- Rs 100 Super cash

Payment System:- Mobikwik Super cash ( can be only used to pay bills, but online from Mobikwik )

Download Mobikwik

Use the Referral Code ( 9AWJR3 ) to get Rs 100 Super Cash.

27. Cash Buddy

Cash Buddy that is previously known as Data buddy is one of the old apps that pays for installing apps.

It also has a referral program that pays Rs 5. But the amount will be expired within a month. And minimum withdraw amount is RS 75. So you need to earn more than RS 75 in a month or else your earned money will start expiring slowly.

Amount for referral:- Rs 5

Payment System:- Paytm

Download DataBuddy

use the above link to download the app to get Rs 20 as sign up bonus.

28. Cashley

Cashley is also another app where you get paid for tasks. The best part is you can find tasks where they will pay you more than Rs 100 sometimes. The referral program of Cashley pays you Rs 10 for each and also pays another Rs 10 if the referral friend redeems the amount in a single day.

Amount for Referring:- Rs 10

Payment System:- Paytm

Download cashley

Use above link to download to get Rs 10 as sign up bonus.

29. Wynk Music

If you are looking for premium music streaming service, you can get that with Wink Music. you need to pay Rs 50 as a premium for a month. But by referring friends, you get 20 coins, once you reached 50 coins, you can use those coins to get Wynkl Premium or you can use them to recharge your airtel sim.

It also has another option where you can use 130 coins to get 3 months premium. This is one of the best ways to get premium music streaming service for free and the app is from airtel.

Amount for Referring:- 20 coins that can be used to recharge and subscribing to Wynk premium.

Payment System:- You get coins to get Wynk Premium

Download Wynk Music

Use the above link to download to get 20 coins.

30. GetPeso

GetPeso is a similar app to Frizza and CashBoss that pays for downloading apps it suggested. It also pays for watching video, but the payment you get for it is negligable.

There is also a referral program where you can earn Rs 5 for each referral. It is a minimal and straightforward app with a clean UI.

Amount for referring:- Rs 5

Payment Option:- Paytm

Conclusion

Apps pay a lot of amount for referring their app to friends.

Some apps allow you to transfer the money to where ever you need & Some apps don’t allow, you need to spend that money only in that app. But consider many of such apps are from big trusted sources & you might need their service at any time.  And all this money you earned from referring friends will be useful then.

So whenever you are suggesting an app to friends or when they are ready to install. Make a habit of sending them your referral link or referral code to install. Whatever that app may be, it may be in this list or not, send the link from your app. You may end up finding amazing referral programs and all that amount will be useful to you later.